Archive update: this article originally announced online Income Protection comparison tools. That service description is obsolete. IM-Insured’s current public journey is an adviser enquiry, not an instant comparison or guaranteed-price service.
Considering Income Protection?
Income Protection is designed to provide a regular benefit if illness or injury prevents you from working, subject to the policy’s definition of incapacity, waiting period, exclusions, benefit limits and other terms. Whether a policy is suitable, available or affordable depends on your circumstances and an insurer’s assessment.
Before considering a new policy, check the sick pay and benefits you already have, how long you could meet essential costs without your usual income, and when any proposed benefit would start and end. Ask about tax treatment for your particular arrangement instead of assuming all payments are tax-free.
Current route
Start a protection enquiry to request an adviser call about Income Protection. This does not generate an instant online quote, compare every insurer or promise the lowest premium. You can also contact IM-Insured with a question.
