Historical archive note: This article discussed the early coronavirus outbreak in 2020. Its case figures, travel advice and underwriting assumptions are not current guidance and should not be relied on today.
Whether a life insurance or critical illness claim is payable depends on the actual policy wording, the conditions covered, any exclusions, the circumstances of the claim and the insurer’s assessment. A coronavirus diagnosis by itself is not a universal critical illness benefit. Neither a life insurance payout nor an application outcome can be guaranteed from this article.
For current protection information, see our life insurance and critical illness cover guides. If you have an existing policy or claim, check your policy documents and contact your insurer. For current health information, use the NHS COVID-19 guidance.
