A current or previous cancer diagnosis can affect whether life insurance is available and on what terms. An insurer may ask about the diagnosis, treatment and medical history, and may offer different terms, charge more or decline an application. An enquiry does not guarantee a quote or policy.
If you already have cover, review its terms before changing or cancelling it. For a new application, answer the insurer’s health questions accurately and check any offer, exclusions and premium before deciding. Macmillan explains protection insurance and cancer.
Read our Life Insurance overview or contact IM-Insured to discuss an adviser enquiry. Availability and price depend on the insurer’s assessment.
