Archive update: this article summarises Association of British Insurers (ABI) figures for 2022. They are historical figures, not current claims rates or a guarantee that an individual future claim will be accepted.
The ABI reported £6.85 billion in protection claims paid in 2022 across the products included in its release. The figure is useful historical context, but an individual claim depends on the policy being in force and the event meeting its definitions, exclusions and other terms.
Read the updated explanation What 2022 protection claims figures show—and do not show, or the broader guide What protection claims figures can—and cannot—tell you. Neither article replaces your own policy documents.
If you want to discuss personal protection options, start an adviser enquiry. This requests a call rather than an instant online quote, and it does not promise a premium, insurer availability or claim outcome.
