Historical archive note: This article described early-2020 coronavirus measures and insurer practices. Its statutory sick pay, self-isolation, documentation and underwriting statements were time-specific and should not be treated as current guidance.
Income protection policies differ. Whether a period of illness is covered, when payments might begin, what evidence is required and whether any exclusion applies depend on the individual policy terms and insurer assessment. Self-isolation alone is not a universal trigger for payment, and this article cannot promise that a claim will be accepted.
For current product information, see our income protection guide. If you have a policy or claim, consult the policy wording and your insurer. For current health information, consult the NHS.
