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Historical archive note: This article was written during the early 2020 coronavirus outbreak. Its case numbers, travel references and underwriting predictions were time-specific and are not current advice.

Life insurance applications and claims are assessed under each insurer’s current terms and the individual policy. A diagnosis does not by itself tell you whether an existing policy remains in force or whether a claim will be paid. Do not rely on a general article for a guarantee about cover, disclosure or a future application.

For current information about protection, see our life insurance guide. If you hold a policy or need to make a claim, check the documents and contact your insurer. For current health information, consult the NHS.

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