If you are over 60, the useful starting point is what you want life cover to do: support someone who depends on you, cover a remaining debt, or leave a sum for another purpose. The period of need, existing cover and a premium you can maintain all matter.
Level term, whole-of-life and over-50s plans work differently. Over-50s plans can have waiting periods, and total premiums can exceed the payout; regular life insurance may also be worth comparing. Eligibility, cost and terms vary by insurer and by your circumstances. Read about life-cover types and over-50s considerations.
Start an adviser enquiry to discuss your needs. The journey is not an instant quote or policy purchase.
