Having a child can change who depends on your income. If you are considering life cover, start with the household costs, childcare, debts and future commitments that someone else would need to meet if you died. Check any existing policy or death-in-service benefit too.
Term cover, family income benefit and other arrangements meet different needs. The amount, term, premium and availability depend on your circumstances and the insurer’s terms; there is no single policy that is best for every new parent. Use our cover-amount guide to prepare the questions you want to discuss.
Start an adviser enquiry if you would like to talk through life cover for your family. This is not an instant quote or policy purchase.
