Types of Life Insurance

Life cover can be arranged in different ways. A term policy runs for a chosen period; some arrangements pay a fixed lump sum, while others may reduce over time or provide regular payments after a valid claim. Whole-of-life and over-50s plans have different premium and payout considerations. The suitable arrangement depends on what you want to protect and the insurer’s terms.

For a fuller comparison, read our Types of Life Insurance guide. If you would like help considering the options, start an adviser enquiry. The journey is not an instant quote or purchase.