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There is no universal amount of life insurance. A starting point is what dependants would need financially if you died, for how long, and what existing policies, workplace benefits or savings could already help. The policy amount and term should be considered alongside affordability and insurer conditions.

Use our cover-amount planning guide to prepare the questions for a discussion. It does not calculate a personalised figure. You can start an adviser enquiry for help with the next step; this is not an instant quote or purchase.

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